Its program pursues as follows : if plan institute is shown telegraphic transfer money is regard settle accounts as the tool with cable its are deferent direction and capital flow way are same so cable is to arrange a kind when collect .

其程序如下图：如图所示， 电汇是以电报作为结算工具，其传送方向与资金流动方向相同，所以电报是顺汇的一种。

Telegraphic transfer money is a kind because remittance speed is quick apply in real business most extensive its bank collects fees opposite bank note is collected taller except remittance poundage still require the telecommunications cost with corresponding collection .

电汇是一种由于汇款速度快捷，在实际业务中应用最为广泛，其银行收费相对票汇较高，除汇款手续费之外，还需收取相应的电讯费用。