Impacts of usurious loan on the processes of agricultural modernization in China and India

中印 农村 高利贷对农业现代化进程的影响

Among these the usurious loan credit was the predominant and had deep influences on social and economic life .

其中， 高利贷信用是一种主导信用形式，对社会经济生活影响较为深远。

In the Tang and Song Dynasties promoted by the development of commodity economy credit business appeared in the social and economic life taking the forms like usurious loan credit commercial credit consumption credit and state credit .

唐宋时期，在商品经济发展的促动下，社会经济生活中发生了诸多信用业务。主要有 高利贷信用、商业信用、消费信用和国家信用等形式。

On the basis of the previous study results this paper will make an attempt to discuss objectively about the interest of loan and holds that in the prevalence of the usurious loan the Buddhism monastery still provided interest-free loan for the local people .

本文在 借鉴、 尊重前人研究成果的基础上，客观地对 敦煌寺院 出贷的利息问题做了尝试性的讨论，认为在 当时 高利贷 风行 的 敦煌 地区，佛教寺院依然在为民众提供无息借贷。

Seen from the viewpoint the so-called usurious exploitation in fork loan does not come from the credit action itself but lies in the cruel competition in credit market .

从这一角度出发，民间 借贷关系中所谓的 高利贷剥削就不是出自于借贷行为本身，而在于借贷市场的残酷竞争。