If the total amount of the sum insured by double insurance exceeds the insured value the total amount of indemnity paid by all insurers concerned shall not exceed the insured value .

u91cdu590du4fddu9669u7684u4fddu9669u91d1u989d u603bu548cu8d85u8fc7u4fddu9669u4ef7u503cu7684uff0cu5404u4fddu9669u4ebau7684 u8d54u507fu91d1u989du7684u603bu548cu4e0du5f97u8d85u8fc7u4fddu9669u4ef7u503cu3002

The insurer may deduct a corresponding sum from the amount of indemnity if it is not able to exercise the right of indemnity by subrogation due to the fault of the insured .

u7531u4e8eu88abu4fddu9669u4ebau7684u8fc7u9519u81f4u4f7fu4fddu9669u4ebau4e0du80fdu884cu4f7fu4ee3u4f4du8bf7u6c42u8d54u507fu7684u6743u5229u7684uff0cu4fddu9669u4ebau53efu4ee5u76f8u5e94 u6263u51cfu4fddu9669 u8d54u507f u91d1u3002

The insurer shall reimburse the expenses incurred by the purchaser or assured for fulfilling his duty subject to the preceding paragraph even though the total sum of the said reimbursement and the indemnity of the insurance exceed the value of the subject matter insured .

u4fddu9669u4ebau5bf9u4e8eu8981u4fddu4ebau6216u88abu4fddu9669u4ebauff0cu4e3au5c65u884cu524du9879u4e49u52a1u6240u751fu4e4bu8d39u7528uff0cu8d1fu507fu8fd8u4e4bu8d23uff0cu5176u507fu8fd8u6570u989du4e0e u8d54u507f u91d1u989d u5408u8ba1u867du8d85u8fc7u4fddu9669u6807u7684u4ef7u503cuff0cu4ecdu5e94u507fu8fd8u4e4bu3002

3 take the sum of money not short of the expense paid for the use of the patent as the amount of the indemnity .

u4e09u662fu4ee5u4e0du4f4eu4e8eu4e13u5229u8bb8u53efu4f7fu7528u8d39u7528u7684u5408u7406 u6570u989du4f5cu4e3a u8d54u507fu989du3002

Any sum recoverable under insurance or contract of indemnity ;

u6839u636eu4fddu9669u8ba1u5212u6216 u5f25 u507fu5408u7ea6u800cu53efu5f97u56deu7684 u6b3eu9879uff1b