Apparently it has diminished that relying solely on the strength of government finances to establish a universal and comprehensive health protection system it is inevitable to play the voluntary insurance model of commercial health insurance .

可以说单靠政府财政的力量建立全民的、全面的健康保障体系已经力不从心，那么发挥商业健康保险的 自愿 保险模式已是势在必行。

When the central government has sufficient financial capacity to subsidize the insured farmers through policy advocacy and benefit induction make the farmer consciousness to the insurance can get benefits and voluntary insurance .

当中央有足够的财政能力对参保农民进行补贴时，地方通过政策宣传和利益诱导，使农民意识到参保可以获得利益而 自愿 参保。

However the new rural social pension insurance is a voluntary insurance to farmers based on their willingness to decide whether to participate in the new rural social pension insurance .

但是新农保是一种 自愿 保险，农民基于自己的意愿来决定是否参加新农保。

Any shipper or passenger may on voluntary basis buy insurance policy for transport of goods at an insurance agency and the insurance agency shall be liable for indemnity in conformity with the agreement as stated in the insurance contract .

托运人或者旅客根据 自愿可以向保险公司办理货物运输保险， 保险公司按照保险合同的约定承担赔偿责任。

There are many problems currently in implementing the pattern of voluntary insurance in participate in the new rural cooperative medical insurance such as adverse selection .

前言：当前新型农村合作医疗保险制度实行 自愿加入的 参保模式，但在实施中产生了“逆向选择”等诸多问题。

Passenger 's voluntary insurance Passengers can purchase insurance at their option with an insurance company for accidental death or any unexpected bodily injury for passenger domestic air transportation . To insure as against loss .

旅客 保险旅客可以 自愿向保险公司投保国内航空运输旅客人身意外伤害险。

Thirdly to link the compulsory insurance and voluntary insurance and raise the rate of participation ;

三是实行强制保险与 自愿 保险相结合，提高参与率；

So this chapter especially probes into two exceptional rules of insurance interest : The first is the voluntary service of the insurance contract and its reverse rule : there is insurance interest unless gamble ;

因此，本章特别探讨了保险利益的两个例外规则：第一是 保险合同之 无 因管理及其反向规则：非赌博即有保险利益；

According to polices current situation of legislation and pilot exploration of the environmental pollution liability insurance in China our country take the voluntary insurance mainly with compulsory insurance as a supplement to the environmental pollution liability insurance mode .

而从我国环境污染责任保险的政策规定、立法现状以及试点探索可以看出，我国目前采取以 自愿性 责任 保险为主、强制性责任保险为辅的环境污染责任保险模式。

The paper discusses three social security modes and their features adopted in the developed countries i.e. the free national social insurance mode the compulsive insurance mode and the voluntary insurance mode .

首先介绍了发达国家中公民供给式、强制保险式和自由 保险式这三种社会保障模式及其运作特征；

In China it 's very difficulty for the voluntary insurance of medical liability insurance to develop .

在我国，由于各种原因，以 自愿 投保为原则的医疗责任保险难以发展起来。

There are three kinds of deposit insurance compulsory insurance voluntary insurance and combination of compulsory and voluntary insurance .

存款保险方式有强制保险、 自愿 保险、强制与自愿相结合三种。

This paper is based on the society features of public goods of the catastrophic risk evaluates negative supply by voluntary private and insurance market resulting in catastrophic risk should be intervened and guided by policy and financial innovation .

本文从巨灾风险的公共物品性质这一社会特点出发，论证了 保险市场和私人 自愿供给的消极性，提出应对巨灾风险时政策干预和引导的必要性，同时提出了金融创新的建议。

Third the new rural cooperative medical problems-poor fund-raising channels ; lack of adequate compensation mechanisms ; government functioning inadequate ; a weak awareness of farmers ' voluntary insurance .

三，新型农村合作医疗存在的问题&筹资渠道不畅；缺乏完备的补偿机制；政府职能发挥不充分；农民 自愿 参保意识淡薄等。

Coordinated voluntary insurance approach

协调式 自愿 投保方法